Unlock Your Dream Home: California Purchase Home Loans

The journey to homeownership is easier than you think. Our experienced loan officer, Alexander, will help you set a realistic budget, get pre-approved, complete applications, and gather documents. Borrowers will receive a personalized quote with no impact on their credit score. We are with you every step of the way.

Questions to consider when applying for a
home purchase loan:

1. How much money do you need to borrow?

2. What is the interest rate for the loan, and is it fixed or variable?

3. How long is the loan term?

4. What are the monthly payments, and can you afford them?

5. What are the upfront costs associated with the loan, such as closing costs or origination fees?

6. What are the ongoing costs of the loan, such as property taxes and insurance?

7. What type of loan is best for your financial situation? For example, a conventional loan or an FHA loan.

8. What is your credit score and how will it affect your ability to get approved for the loan and the interest rate you receive?

9. What documentation will you need to provide to the lender, such as income verification or tax returns?

10. Are there any prepayment penalties or other fees associated with the loan?

Are you ready to purchase a new home? Contact Alexander Pfleger by calling or texting 619-339-7334, completing our loan application, or requesting a quote. Receive a free consultation today!