Bank statements: Lenders may ask for several months of bank statements to verify your income and assets.
Tax returns: Expect to provide the last two years of tax returns, including all schedules and forms.
Employment verification: You'll need to provide your current employer's contact information and proof of employment, such as recent pay stubs.
Proof of assets: Lenders may require documentation of other assets, such as investment accounts or real estate holdings.
Credit score: Your credit score is a crucial factor in getting approved for a jumbo loan, so be prepared to have it checked.
Down payment documentation: Jumbo loans usually require a higher down payment than conventional loans, so be ready to provide proof of funds.
Other financial documents: Be prepared to provide any other financial documentation that may be requested, such as a profit and loss statement for self-employed borrowers.